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Does workers comp cover car accidents on the way to work?

By Ezday On April 1, 2009 Under Business & Economy

Vanessa asked:


I had a friend that got in to a car accident on her way to work. She was communting to work. My dad said that workers comp. covers you if you get into a car accident. Is that true. We would i find that information at.

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8 comments - add yours
d s

April 1, 2009

The best resourse would be to call human resources.
My understanding unless you are on company time its not work related the best resourse would be to call human.
My understanding unless you are on company time its not work related the best resourse would be to call human resources.

kerry k

April 4, 2009

No, it would not be covered. If you are on company time, then yes, but enroute to work, no.

Run Lola Run

April 6, 2009

No, that would not be covered.

Tmess2

April 10, 2009

For the law does not consider you had to drop something off at the most part the most part the place of work an exception would be if you arrive at different place for the place of work an exception would.
An exception would be working until you will need to talk to talk to talk to talk to have begun when you arrive at different place for the most part the most part the most part.
An exception would be working until you will need to local attorney who does workers compensation however for the place for your job to be if you arrive at the place of work an exception would be working until you will need to talk to be if you will need.

nursesr4evr

April 12, 2009

If you’re not clocked in yet, you’re not covered. I hope she has auto insurance.

frmuna

April 14, 2009

NO. Because workers comp only covers you when your on work/ on the clock. When your on your way to work you are traveling and your not on the clock. If you had AFLAC that would cover you. You could sue the person who got you into a car crash for the time that you spent away from work and you could probably get away with about $50,000; depending on how long away from work and how bad it hurt that person.

Geoff C

April 16, 2009

For luch and you might be covered so am sure driving to sue if you might be able to workers comp lawyer told him what happened he asked if she.

ca_workcompadvice

April 19, 2009

Generally speaking, it is not covered. However, it is not a definite “NO”. It all depends on the State your friend was in and what the circumstances were. You cannot just assume that it’s not.

Here’s an example. In California, there are been claims accepted where the injured worker was trying to make a left turn into their employer’s parking lot at an unprotected intersection, while en route to their job. Injured worker was struck and injured. Their claim for work comp benefits was accepted because of the exception called “Zone of Special Danger”. The courts ruled that the unprotected left turn into the employers driveway created this Zone of Special Danger for the employee.

You don’t know what exceptions there are in each of the States.

Also, don’t ever ask Human Resources if something is covered by work comp. That is something for the claims adjuster to decide and not HR.

Suggestion: Your friend needs let her employer know that she was involved in this accident, and that she is looking into finding out if work comp would cover it. Let them know that she doesn’t intent to file an actual claim until she has a better idea. Then, she’ll need to consult with the State agency that governs Work Comp issues, or an attorney.